Finance for trucks, machinery and equipment
Finance on this site is arranged by Overdrive Commercial Funding — 30+ years in commercial asset finance, with access to 80+ banks and non-bank lenders. Whether you're buying your first asset or expanding your fleet, we'll compare competitive finance options tailored to your needs.
Every quote includes a true effective rate with all fees and charges disclosed upfront, so you'll always know exactly what you're paying.
Pre-approval, not guesswork
Know your budget before you negotiate. You get an indicative structure back, not a brochure.
No upfront credit checks
Making an enquiry does not affect your credit score. Nothing is lodged with a lender, and no credit file is accessed, until you have seen your options and told us to proceed.
New, used, dealer or private
Including private sale and interstate purchases, which a lot of lenders will not touch.
Structures that fit the work
Chattel mortgage, hire purchase, lease, balloons and seasonal repayment profiles for project or harvest-based cash flow.
Work out a repayment
Adjust the amount and term to see indicative weekly or monthly repayments.
- Amount financed
- $150,595
- Total interest
- $30,419
- Total payable
- $181,014
This repayment estimate is provided by Overdrive Commercial Funding Pty Ltd (ABN 87 659 049 895), an authorised credit representative of Connective Credit Services Pty Ltd, Australian Credit Licence 389328. The estimate is based on a Chattel Mortgage, which is only available where the purchaser intends to use the item primarily for commercial use. Fees and charges are not included in this estimate and may apply. If the item is a vehicle and is not listed with a drive-away price, the estimate does not include additional costs such as stamp duty and other government charges. This estimate should be used for information purposes only and is not an offer of finance on particular terms. It represents the estimated lowest repayment available from Overdrive Commercial Funding Pty Ltd's panel of lenders and products for this specific item each day, and includes several assumptions about the item, the purchaser and the loan. All loans are subject to eligibility criteria and Overdrive Commercial Funding Pty Ltd's loan approval process. A specific quote including details of all fees and charges, or finance for items intended for primarily or wholly personal use, can be obtained at overdrivefunding.com.au or by calling 1800 954 124.
About Overdrive Commercial Funding
Overdrive Commercial Funding is a commercial asset finance brokerage. They arrange funding for transport, construction, earthmoving, agriculture and general commercial equipment across Australia — chattel mortgage, hire purchase, finance and operating lease, refinance and sale-and-leaseback, plus working capital where a deal needs it.
Find Equipment Sales is a search platform. When you submit a finance enquiry here, your details go to Overdrive Commercial Funding so they can contact you about it — see our privacy policy for exactly who sees what.
Overdrive Commercial Funding Pty Ltd, ABN 87 659 049 895, trading as Overdrive Funding and OVERDRIVE. Authorised credit representative of Connective Credit Services Pty Ltd, Australian Credit Licence 389328. Phone 1800 954 124.
What you'll be asked for
| Who qualifies | ABN holders, sole traders and companies |
| Amount | $20,000 – $20,000,000 |
| Terms | 2 to 7 years |
| Deposit | $0 deposit options available, subject to assessment |
| Security | Usually the asset itself; property security not always required |
| Documents | Low-doc structures available for established ABNs |
Eligibility criteria, terms, conditions, fees and charges apply. Approval is subject to lender assessment. This page is general information only and does not take account of your objectives, financial situation or needs.
Not sure what you want yet?
Have a look at what's on the market, or find out what your current asset is worth — a lot of people fund an upgrade partly from the trade.